Buying a home privately is not a complicated process. Nowadays, most buyers shop for their next home themselves, and then only involve a real estate agent when they want to view a home, and possibly make an offer.

When you buy privately, you can cut out the middle person, and take control of the process yourself.

Here are the steps you need to follow if you are planning to buy a home privately.

1. Find out how much house you can afford

It’s always a good idea to know how much money you will be able to spend when you purchase your first, or next home. The easiest way to do that is to meet with your bank, or a mortgage broker. Find out how much money you would qualify for before you start the house hunting process.

2. Look for homes that are for sale privately

Once you know how much you’ll be able to afford, start shopping for homes that are for sale privately, on websites like this one. Shopping for houses online has never been easier and more convenient than it is now. You’ll be surprised by how many people are selling their homes privately so that they can be in control of the selling process, and save their hard-earned equity.

3. Contact the seller

When you find a home you are interested in, contact the seller and arrange to view the property in person. 

4. Do your research

Make sure you’ve done your research to ensure that the property you are considering is competitively priced – there is tons of information available at your fingertips. Compare the property you are considering with similar properties in your community or neighbourhood that are currently for sale.

5. Make an offer

Once you’ve done your research, and you’ve found a house you want to purchase, make an offer! An offer can be made verbally, or in writing.

Click here for legal forms: Offer to purchase form 

6. Get a home inspection and a home appraisal

One of the conditions of your offer should be that the offer is subject to a professional home inspection, and a professional home appraisal. This should be done whether you are buying privately, or with the help of an agent, to make sure that there aren’t any surprises with the property, and to ensure that the price you’ve agreed to is in the right ballpark.

7. Take it to a lawyer

Once you’ve agreed on a price and conditions with the seller, you need to put the offer in writing, and take it to a lawyer. The lawyers will take care of the legal details, to make sure you get the title to your new home, and the seller gets the money you agreed to pay for it.

So again, to recap….

1. Shop within your means

2. Do your research

3. Find a home you want to buy

4. Agree to a price and conditions (including a home inspection and appraisal) with the seller

5. Take the agreement to your lawyer

Buying a home privately is convenient, and empowering. And because no third party is involved, it can even save you money!

I Am Ready To Buy A Property. What Is Involved With Buying A House Listed For Sale On Saskhouses.Com?


Buying a home is easy and uncomplicated with You can start by  searching our database of homes to find a home or homes you are interested in. Then, call or email the sellers, and arrange a viewing. If you like what you see, you can make the seller an offer, either verbally or with an Offer to Purchase Form. Make sure you’ve done your research, so you know that the home you are purchasing is competitively priced with similar homes in the neighbourhood or community.


Is It Safe To Buy A Home Privately?


Yes, it is is safe to buy a home privately. Make sure you have done your research to ensure that the property is priced competitively. You can hire a home inspector to make sure there aren’t any unseen issues with the home, and you can make a home appraisal a condition of the sale to make sure the property is worth what you are paying for it. Your lawyer will ensure that all of the legal details involving the sale of the home are looked after.


Is It Okay To Deal Directly With The Seller?


Yes, there is no reason that you shouldn’t be able to deal directly with the seller of the home. For some reason, the Real Estate Industry does not want sellers and buyers to meet. But meeting the seller can often give you a good idea of how well the home has been cared for, and when you buy privately, you do get to meet the seller. The seller can provide information about their home that a third party agent might not have.


But I’m Not An Expert When It Comes To Homes?


Homes are not mysterious objects. We have all lived in them all of our lives. You probably know just as much about homes as anyone else, and if you have concerns, there are professionals who can help you.

If you have concerns about the condition of the home, you can hire a home inspector to make sure there aren’t any issues you aren’t aware of. In fact a home inspection is often a condition of sale.

And just like when you buy using an Agent, the sale will need to be finalized by a Lawyer. It is the Lawyer who makes sure the Seller gets the money, and the Buyer gets the Title to the Property, and it is the Lawyer who will make sure there aren’t any unseen legal issues with the purchase of the home.


How Do I Know How Much To Offer For A Home?


There is no exact science to determining how much a home is worth. If you are interested in a home, we encourage you to compare the asking price of that home with the asking price of similar homes that are for sale in the neighbourhood, or community. Do your research. All the information you might need is readily available on the internet. Once you’ve done your research, you should be able to pretty confident in determining what an appropriate asking price should be for a property you are interested in.


When you’re ready to start shopping, there are lots of homes for sale privately, and commission-free

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