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Buying a home privately is not a complicated process. All you need to do is follow a few steps.

First, meet with a Mortgage Broker, or a Bank, to find out how much you qualify for.

Then, look for homes that are for sale privately, on websites like

You’ll be surprised by how many people are selling their homes privately, so they can be in control of the selling process, and keep more of their hard-earned equity.

When you find a home you would like to see, contact the seller, and arrange to view the property in person.

If you like what you see, make an offer. An offer can be made verbally, or in writing.

Make sure you’ve done your research, to make sure the property is competitively priced, and make sure to get a Professional Home Inspection, to ensure there aren’t any unseen issues with the property.

Once you’ve agreed on a price and conditions, you put it in writing, and take it to a Lawyer. The Lawyers will take care of the legal details, to make sure you get your new home, and the seller gets their money.

So remember:

1. Shop within your means
2. Find a home you want to buy
3. Agree to a price and conditions with the seller
4. Take the agreement to your Lawyer

Buying a home privately is convenient, and empowering, and because no 3rd party is involved, it can even save you money!

So next time you are looking to buy, buy privately, and commission-free!